Best High Interest Bank Accounts April 2019
Advertiser Disclosure: Many of the savings offers appearing on this site are from advertisers from which this website receives compensation for being listed here.
This compensation may impact how and where products high deposit accounts on this site including, for example, the order in which they appear.
These offers do not represent all deposit accounts available.
Compare jumbo savings accounts and interest rates from hundreds of banks to help maximize your earnings.
What are jumbo savings account rates?
In fact, smart shoppers may be able to find a regular savings account paying the equivalent of jumbo savings account rates with little or no minimum deposit or balance requirement.
You could go to the individual web sites of dozens of different banks to search for rates.
Or you could use the tool below to automatically compare a large number of rates side-by-side.
Jumbo savings accounts pay higher interest rates than regular do, making these accounts more attractive to serious savers.
How do you get these better rates?
Just as shopping at a wholesale-type store: when you buy in bigger volume, you can often obtain a better deal.
It works the same way with banks.
If you deposit a large sum of money, you may get a better interest rate on your savings.
However, banks offer widely varying rates, and not all banks give you a better rate for larger deposits.
To find the best interest rates for large deposits, it helps to understand what jumbo savings accounts are and how they work.
As you compare rates using this tool, here are some tips for getting the most out of the data: 1.
Consider both savings and money market accounts in your search.
Since they have similar characteristics, you should be flexible about choosing whichever offers the best rate.
Compare rates specific to your intended deposit amount.
Conversely, some banks actually cap the amount of money that is eligible for their advertised rates, so entering the amount you intend to deposit can help you find the best rate for your situation.
Keep your eyes open for rate changes.
Savings account rates, like money market rates, are subject to change at any time.
Once you open your account, regularly check whether the interest rate you are receiving has changed, and periodically check back to this tool to see if your rate is still as competitive as it was when you opened the account.
These quotes are from banks, credit unions and thrifts, some of which have paid for high deposit accounts link to their website.
Bank, thrift and credit unions are member FDIC or NCUA.
Contact the bank for the terms and conditions that may apply to you.
Rates are subject to change without notice and may not be the same at all branches.
Differences between jumbo savings and money market accounts There are some differences in how banks invest these accounts, and depending on the institution, savings and money market accounts may offer different features such as check-writing services.
However, the basic characteristics of savings and money market accounts are the same.
Both are eligible for FDIC insurance at participating banks.
Both offer immediate access to your money, but limit withdrawals and other transfers out of the account to six occurrences per month.
The bottom line is, if you have a large amount of high deposit accounts to deposit, and are looking for safety and liquidity, you may want to compare jumbo savings and jumbo money market accounts side-by-side.
Best jumbo savings account rates: user-reported Have you found even better jumbo savings account rates than those displayed above?
If so, please share them with us and other MoneyRates users!
Please give us the details - include the name of the bank, account term, when you opened the account and whether the account can be opened online or only in a branch if the latter, please include the location of the branch.
Advertiser Disclosure: Many of the savings offers appearing on this site are from high payout slot machines from which this website receives compensation for being listed here.
This compensation may impact how and where products appear on this site including, for example, the order in which they appear.
These offers do not represent all deposit accounts available.
Editorial Disclosure: This content is not provided or commissioned by the bank advertiser.
Opinions expressed here are author's alone, https://free-games-money.website/high/high-interest-deposit-accounts.html those of the bank advertiser, and have not been reviewed, approved or otherwise endorsed by the bank advertiser.
This site may be compensated through the bank advertiser Affiliate Program.
To learn more about our approach to content and product assessments, visit our page.
UGC Disclosure: These responses are not provided or commissioned by the bank advertiser.
Responses have not been reviewed, making money easy ways to make money online or otherwise endorsed by the bank advertiser.
Information from click to see more party sources deemed reliable but not guaranteed.
Disclaimer: Because rates and offers from advertisers shown on this high deposit accounts change frequently, please visit referenced sites for current information.
This website may be compensated by companies mentioned through advertising, affiliate programs or otherwise.
BPI Account Types Features and Requirements
CD rates, or certificate of deposit rates, are offered in a variety of maturity dates. The 1-Year CD rates in the table above are listed based on Annual Percentage Yield, from the highest interest rates to the lowest. By clicking on the plus button to the left of an offering, you can view account.
And not so happens))))
Very valuable idea
I consider, that you are not right. I am assured. I suggest it to discuss.
In my opinion it already was discussed
You are mistaken. I can defend the position. Write to me in PM, we will talk.
Here those on! First time I hear!
It is a pity, that now I can not express - I hurry up on job. But I will return - I will necessarily write that I think on this question.
Also that we would do without your brilliant phrase
Quite right! Idea excellent, it agree with you.